Sandbox · Simulated fund · No real money
Actagora
Money that moves like a message.
The Actagora payment cloud, live on public infrastructure as a production-shaped pilot.
Pay and get paid instantly. (This demo runs three currencies as a preview of a later
step; the production launch focuses on one currency, done perfectly.) All money here is simulated —
no real funds move and no real accounts exist.
- Instant payments — a payment settles with final effect inside the cloud, in one step.
- Your money is property, not a bank IOU — held in your name in a money-market fund,
not as a deposit on a bank's balance sheet. Low-risk, not risk‑less, and not covered by
deposit-guarantee schemes.
- Market rate, minus the fund fee — in production, the share value behind your
balance accrues the fund's yield a little every day, net of fees. (This demo simulates a
constant value; no yield accrues here.)
- Built to outlast today's cryptography — every ledger entry is signed with
post-quantum hash-based signatures and independently verifiable.
Open the demo app →
How it works
System health